A weekly note about money, time and making the most of what comes next.

Retirement planning is about more than pensions, investments and tax. It's also about knowing when you have enough, making good use of your time and thinking carefully about what you want the years ahead to look like.

Tomorrow's Notes is my weekly email exploring those questions.

Each week, I'll share a personal thought, an idea worth considering and the latest from the 100 Tomorrow Journal.

No market commentary. No product promotions. Just thoughtful ideas about money, retirement and living well.