Terms of Use

Last updated: July 2026

By using this website, you agree to these Terms of Use.

Educational purposes

The information provided on this website is intended for general educational purposes only.

It should not be regarded as financial, legal, tax or investment advice, or as a recommendation.

Every individual’s circumstances are different. Professional advice should be obtained before making important financial or legal decisions.

Intellectual property

Unless otherwise stated, all content on this website is owned by or licensed to Gallacher Group Ltd, trading as 100 Tomorrow

This includes articles, books, worksheets, downloads, graphics, branding and images unless otherwise credited.

Downloads may be used for personal, non-commercial use only.

They may not be reproduced, altered, sold or distributed without prior written permission.

External links

Links to other websites are provided for convenience only.

100 Tomorrow is not responsible for the content, accuracy or availability of external websites.

Liability

While we make reasonable efforts to keep information accurate and up to date, we do not guarantee that all content will always be complete, accurate or current.

100 Tomorrow accepts no responsibility for any loss arising from reliance on information provided on this website, to the fullest extent permitted by law.

Changes

We may update these Terms from time to time.