Countryside path stretching towards the horizon, representing planning for a longer life

Planning for a longer life

What if retirement isn't the final chapter, but the beginning of your next one?

Better decisions today. More choices tomorrow.

Inspired by 50 Today, 100 Tomorrow, 100 Tomorrow explores how thoughtful financial planning and intentional living can help you make the most of a longer life.

Three generations of a family looking across the countryside together

Why planning for a longer life changes everything

For much of the last century, retirement was expected to last only a few years. Today, many of us may spend thirty years or more in retirement.

That creates new opportunities, but also new questions. How much is enough? When should you retire? How can you spend your time well? And how do you balance supporting your family while enjoying your own future?

Planning for a longer life isn't simply about having more money.

It's about having the freedom and confidence to make more choices throughout your life.

Cover of 50 Today 100 Tomorrow by Scott Gallacher

Meet the Book

50 Today, 100 Tomorrow is a thoughtful guide to planning both your money and your life for the years ahead.

Written by Chartered Financial Planner Scott Gallacher, it explores how thoughtful financial planning can help you live well, retire with confidence, leave a meaningful legacy and make the most of the opportunities a longer life may bring.

Practical resources for a longer life

Notebook, coffee and glasses beside a sunlit window

Good financial planning is about more than numbers.

It's about making informed decisions with confidence and creating the freedom to live the life you want.

Explore the 100 Tomorrow Collection—a growing library of practical frameworks, downloadable workbooks, scorecards and articles inspired by 50 Today, 100 Tomorrow. Together they will help you think more clearly about retirement, wealth, purpose and the opportunities a longer life can bring.

Older woman being interviewed as part of the 100 Before 100 project

100 Before 100

Capturing the wisdom of those who have already travelled the road ahead.

We're interviewing one hundred people aged 90 and over to preserve their stories, experiences and advice for future generations.

Copy of 50 Today 100 Tomorrow beside a notebook and coffee
Scott Gallacher delivering a presentation on retirement and financial planning
Scott Gallacher delivering a presentation on retirement and financial planning

Scott Gallacher enjoys speaking to clubs, community groups, professional organisations and client events about financial planning, retirement and making the most of a longer life.

Drawing on nearly 30 years' experience as a Chartered Financial Planner and the ideas behind 50 Today, 100 Tomorrow, his talks are practical, engaging and designed to encourage audiences to think differently about the years ahead.

Speaking and presentations